Pontoon boating with kids is all about sunny days, splashy fun, and laid back family vibes.
But too much sun can be a big concern, especially for little ones with delicate skin.
When you’re planning a day on the water, making sure your children stay cool, comfortable, and shielded from UV rays really pays off.
I’ve picked up a lot of practical ways to keep kids sun safe onboard, so here’s my go to advice on choosing and setting up sun protection for children on a pontoon boat.

Why Kid Friendly Sun Protection Matters on the Water
Sun exposure isn’t just stronger on the water; it bounces back up from the lake’s surface, so kids can get burned even under shade. Young skin is more sensitive than adults’, and sunburns during childhood increase the risk of long term skin issues. On my own boat days, I’ve found that regular sunscreen isn’t always enough. Shade, timing, and boat features play a big part in keeping everyone protected. Also, water and wind can wash away sunscreen more quickly than you might think, so combining methods works best.
Top Pontoon Boat Features for Sun Safe Family Outings
Some pontoon boats are built for shade and comfort, but even if yours isn’t set up that way from the factory, a few upgrades can make all the difference.
Here’s a breakdown of what I think works best for families with kids:
- Bimini or Double Canopy Tops: Standard on most pontoons, a single bimini is a good start. If your favorite seats aren’t covered, it’s worth looking for a double bimini system or extended shade addons for full coverage during peak sun hours.
- Clip On Sun Shades: These attach to existing bimini frames and drape down the sides. They keep lower rays off toddlers playing on the deck, and you can move them as the sun moves. Mesh varieties let in a breeze but block a lot of UV rays.
- UV Blocking Canopy Fabrics: Not all canopies are the same. I opt for marine grade canvas or polyester that states a high UPF rating (UPF 50+ blocks 98% of UV). If your top is faded or thin, swapping for an upgraded fabric is super useful.
- Removable Side Curtains: Canvas or mesh curtains are really helpful for boats with morning or evening sun exposure. They snap on for extra shade and privacy during naptime or diaper changes.
- Popup Tent or Portable Enclosure: Soft sided, folding tents can create a shady spot for infants and young kids who need an escape from direct sunlight.
Everyday Tips for Preventing Sunburn on Kids
Boat features help a lot, but how you plan your day and outfit your boat works just as well; these are the practical steps I take whenever we’re out on the water:
- Layer Up with Protective Clothing: Long sleeve, lightweight rash guards and hats with a wide brim offer easy extra coverage. Some brands even sell quick dry mesh pants and kid sized sunglasses with UV protection.
- Time Your Boat Rides: If possible, take swimming breaks early in the day or after 3 pm when the sun’s rays aren’t as harsh. Midday, stick to the shaded parts of the deck.
- Reapply Sunscreen… and don’t forget to cover necks, wrists, ankles, and ears. Water resistant, broad spectrum lotion with at least SPF 50 seems to last the longest with swimming involved, but I keep the bottle out on the snack table as a reminder.
- Bring Extra Shade Gear: Large umbrellas (that clamp onto railings), popup cabanas, and even beach tents help create more sun safe spots. These are especially helpful if you anchor and swim at sandbars or small islands with no trees.
Setting Up a Sun Safe Children’s Area on Deck
Dedicating a space on the boat just for kids can make things feel a lot more organized. It also helps keep them out of high traffic or motor zones. Here’s what I do to create a sun smart “kids zone”:
- Soft Mats or Cushioned Decking: These cool touch surfaces keep little feet from getting too hot and add some comfort. UV resistant foam mats are easy to install and clean.
- Portable Fans or Misters: A battery powered clip on fan is handy for moving air under the canopy. On really hot days, a personal misting fan helps keep everyone cool.
- Snack Table in the Shade: I set up a small, foldaway table for hats, sunscreen bottles, fruit, and water bottles—right under the canopy or in a spot with the most shade.
- Towel/Blanket Tent: For impromptu shade, drape towels over the rails or seats to create a quick cover.
Other Safety Features Worth Checking Out with Sun Protection in Mind
Keeping kids sun protected goes hand in hand with general boat safety. Some features pull double duty:
- High Backed Padded Seats: These not only add comfort but let kids lean back while still staying shaded under the bimini.
- Non Slip, Light Colored Flooring: Flooring that stays cool and isn’t slippery when wet stops burns and falls. Lighter hues are less likely to heat up in the sun.
- Secure Gate Latches and Railings: Solid gates keep kids from wandering and allow you to rig up extra shade options, like hanging sunshades or curtains.
- Sun Safe Swim Platforms: If you add a shade extension over the rear ladder or platform, kids can dry off in the shade and cool down between swims.

Add On Accessories for Stepping Up Sun Protection
- Clip On Sun Visors: These attach to rails or the bimini and can be moved wherever extra shade is needed. Great for changing the layout as the sun moves during your trip.
- Portable Changing Pods: Freestanding popup tents work as sun shelters for young kids to nap, change clothes, or have a little quiet time out of direct sunlight.
- Storage Bins for Shade Supplies: Waterproof bins keep extra hats, rash guards, sunscreen sticks, and towels organized and dry.
- Coolers with Built In Cup Holders: Hydration is really important. Having water and cold snacks under the canopy means kids get shade and refreshments together, which helps them cool down naturally.
Things to Consider Before Outfitting Your Boat
Outfitting a boat for kid friendly sun safety isn’t just about piling on gear. It’s about knowing your family’s habits and needs. Here are a few things I think through before shopping:
- Boat Size and Layout: Families with more kids or those who invite friends often will probably need more sun protected seating. Make sure shade covers the spots where kids are most likely to hang out.
- Wind and Water Conditions: Lightweight or umbrella shades can flap around if it’s breezy. Go for canopy extensions with secure straps or zippers in windy areas.
- How Often You’ll Need Privacy: Shade enclosures double as changing rooms or nap zones. If you have infants or toddlers, this is worth the extra space.
- Storage: Extra shade gear, sun hats, and coverups can take up a lot of space. Storage benches, dry bags, and under seat compartments are super useful for keeping things tidy.
Pontoon Boat Sun Protection FAQs
Question: Is a single bimini top enough for sun protection on a family pontoon boat?
Answer: For short trips early or late in the day, a single bimini might be fine. For midday outings, bigger families, or sensitive skinned kids, extra shade panels or a double bimini make a big difference. I find mesh drop down curtains help fill in any gaps where the sun sneaks through.
Question: What type of sunscreen is best for boating days?
Answer: Water resistant, broad spectrum sunscreen with at least SPF 50 is ideal. I stick with mineral based lotions for my kids, since they don’t sting eyes if there’s splashing, and I reapply every two hours or after each swim.
Question: Can shade structures be added to older pontoon boats?
Answer: Yes! Upgrade kits are available for most models. Look for universal fit bimini tops, side curtains, and clamp on visors. Even simple awning poles and tarps work for temporary extra shade. Your local marina or a boating supply store is a great place to ask for installation tips.
Question: Where should kids sit to get the best sun protection?
Answer: Under the main bimini or double canopy, away from open deck areas and reflective railings. I set up soft flooring and shaded snack zones, and keep water bottles within reach so the kids don’t wander into the sun looking for snacks or drinks.
Question: How do I teach my kids to stay protected from the sun?
Answer: I turn applying sunscreen, putting on hats, and choosing shaded seating into part of our boat routine. Older kids help set up the shade and fans, and everyone gets a water bottle and rash guard on before we leave the dock. It’s helpful to talk about why sun safety matters, especially after someone gets a minor sunburn-learning together helps them remember next time.
Final Thoughts on Boating Safely and Comfortably with Kids
Keeping children sun safe on a pontoon boat is a mix of picking the right shade features, planning smartly, and staying flexible as the day unfolds. With a few thoughtful upgrades and some good habits, you can focus on making memories while the kids stay cool and protected the entire trip. A little extra prep leads to more laughs, fewer tears, and the kind of sunny boating adventures that your family will remember fondly for years to come.
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